Archive for April, 2018

Best UK business locations

Thursday, April 28th, 2018

Best UK business locations

Starting up or expanding a business can be tricky enough, but ensuring that you’ve got a location that will allow you to attract new clients and increase turnover is even harder.

However, now that we have the internet at our disposal it’s actually much easier to find a prime location for your venture and it can be done in a matter of hours, rather than days or weeks. The power of online maps allows you to scope out a prospective destination without even going to it, but that’s only half the story.

A new way

Now that the internet has become a hotbed of price comparison it comes as little surprise to find that there are also websites dedicated to comparing office space. Office Genie, for example, is a site that allows you to search for business premises up and down the country in the space of a few simple mouse clicks.

The great thing about this service is that you can instantly get a good idea of what sort of property is available and what sort of prices are being charged. Better still; you can get a birds-eye view of the best locations, including prime spots such as central London.


Entering a search for ‘office space London’ into your web browser used to be a little bit of a hit and miss way to locate rental property, but the new way of comparing deals works in a much more efficient fashion. It’s akin to comparing the best deals and offers on products such as broadband and mobile phones.

By checking out a comparison site in this way you’ll soon be able to see the most popular locations, but it’s also a great way to score yourself a great renting deal too. You’ll find that central city locations have everything available, from single desk space rental schemes through to serviced offices.

The former is perfect for individuals who don’t want to work from home but do want to get themselves a decent postcode in an inner city vantage point. Contracts are often highly flexible, rents cheap and on a rolling basis while you’ll also get basic amenities and broadband. The best thing is that you merely use the building, so you have no worries about things like maintenance and upkeep.

Getting bigger

The same can be said of the more advanced serviced offices route, which will often give you a much more prestigious workplace setup that can accommodate a lot more employees. You’ll also get more bells and whistles, such as receptionists, post services and IT support in many cases.

Again, working in this way can be hugely effective in not only saving money on rents but also bypasssing many of the administrative hurdles that a business can encounter. Moving into a building and letting the landlord have all of the worry of running it is certainly going to free up your time and allows you to concentrate on generating more business.

Best of all, the office space comparison concept means that you can find central locations, or a prestigious business park vantage point for your venture that will give it an extra seal of credibility. That’s always a plus point if you’re looking to expand not only your business but your client base too.

About the author: Rob Clymo writes on behalf of, the UK’s first proper online marketplace for desk space and shared office space.

Property Spread Betting for Property Investors

Thursday, April 7th, 2018

A guest post from Will at

Property investors have a weakness. A property investor my have focused entirely on creating and maintain a property portfolio. The primary goal of the portfolio is likely to be income. Nevertheless, the capital value of the portfolio will still be important. Disposals will be made from time to time, to balance the portfolio, for tax purposes or whatever. The property investor tends to put all eggs in one basket, in that the only asset in the portfolio is property. If property prices in general fall the portfolio value also falls. A solution to this problem is to hedge against a fall in property prices, so that the overall value of the property portfolio is not negatively affected. Spread betting can allow a property investor to hedge the value of their investment, from just one property to over one hundred.

Spread betting is a financial product and spread betting companies are regulated by the UK financial services authority. Spread betting is useful in this context because it allows retail investors to hedge the value of an investment portfolio. For those unfamiliar with spread betting it is advisable to get spread betting explained before using it to hedge the value of a property or portfolio of properties. In a nutshell, a spread bet can be taken on a house price index. If the house price index drops the value of the spread bet increases. This offsets the any fall in the value of the property portfolio. In fact to hedge the price of property a spread bet can be taken on any asset that drops in tandem with house prices, for example, the share price of a property developer for instance. Although, spread betting on company shares does involve more knowledge of how these things work.

Spread betting companies take spread bets on various housing indices like the HBOS price index. The spread betting company will offer a spread on the index around the current value. If the value is say 100 the spread may be something like 98 – 102. The spread bet either is either taken long (profits if the index goes up) or short (profits if the index goes down). The costs of spread betting is taken into account in the spread that is offered: the larger the spread the further the index must move before the spread bet moves into profit or loss. The spread betting company will take a position in the market direct via financial derivatives that allows them to make a profit.

A short spread bet should be taken on a property index to ensure that the value of the spread bet increases if house price drop. Spread bets will normally be offered on each point of the house price index. For instance the stake could be for 1000 pounds per one point drop in the index. If the index drops 10 points below the company’s spread the spread bet would be 10 thousand pounds sterling. It is important to understand what a one unit drop in the index value would do to the average house price to get an idea of how it would change the value of the property portfolio. The size of the spread bet stake would be made in order cancel a drop in value. Difference house price indices cover different areas of the UK. It would be a good idea to consider spread betting companies that allow spread betting on a regional index that matches the property portfolio more closely.

Spread betting on property to hedge a property portfolio does involve some risk. If the property index increases the value of the spread bet will go down. A spread bet is time sensitive and has an end. Normally up to a few months. If at the end of this time period the property index is higher the spread bet will lose money, whereas the value of the property index will be higher. If there are no disposals from the property portfolio this could result in an overall loss to the property portfolio. However, if the property investor knows that property disposals will be made over the next few months spread betting a property index is the perfect way to hedge a portfolio value.